Technically, when individuals file for bankruptcy, all their non-exempt assets goes towards the trustee. That includes tax refunds. Considering that the procedures range determined by where you live, you might be able to utilize the wildcard exemption to exempt the tax return.Despite the fact that my credit card debt has not been officially dischar… Read More


Under Chapter 13, folks have 3 to 5 years to take care of their debts even though implementing all their disposable cash flow to personal debt reduction. The option permits applicants to reduce unsecured debts when catching up on skipped mortgage payments.Lots of people visualize bankruptcy court as the final end on a path to monetary damage, the s… Read More